Archive

Preparing Seniors for Long-Distance Travel

By Cindy Schaeffer, M.S., R.N., A.P.N., Travel Care & Logistics Inc. As a flight RN, I have assisted hundreds of seniors with air travel over the past 12 years, and I have come to recognize that many misconceptions prevail. While you can no longer "book a ticket and run," it's quite possible-with adequate planning-to arrange [...]

2025-12-30T16:16:54-05:00

SSDI Is Often a Lifeline

By Rebecca L. Berg, CELA Social Security Disability Insurance (SSDI) is a federal program offering monthly cash payments and eventual Medicare coverage to individuals with long-term disabilities that prevent them from holding down a job. While it's a vital lifeline to many, it's often misunderstood. The Census Bureau reports that roughly one in 10 Americans [...]

2025-12-30T16:15:10-05:00

When People with Disabilities Divorce

By Barbara Hughes, Esq., and Edward V. Wilcenski, Esq. Studies indicate that divorce rates increase with the onset of a disability. While any divorce is likely to be disruptive, when one or both partners have special needs, there are additional complications. Marital laws differ by state, but here are issues to consider. Question of Capacity [...]

2025-12-30T16:39:06-05:00

Blog Roundup: Service Dogs/Health Care Surrogates/Educating Kids in Nursing Homes

SNA attorneys have ongoing involvement with a wide array of issues faced by individuals with disabilities, their families, and the professionals who serve them. Below is a sampling of recent posts from member blogs. Service Dogs: What to Do if Your Service Dog is Denied Public Access Businesses are required under the Americans with Disabilities [...]

2025-12-30T16:40:52-05:00

Getting Creative: Models for Filling the Housing Gap

By Mary O’Byrne, Esq., and Stephen W. Dale, Esq. Previous installments of this three-part series have examined the scope and causes of the housing crisis faced by people with disabilities, as well as government programs designed to address it. This final article explores models being used by nonprofits, families and private industry-often with the help [...]

2025-12-30T16:12:23-05:00

Trustees Should Use Professional Administration for MSAs Inside SNTs

By Douglas Shaw, COO, Medivest and Tom Matson, National Account Manager, Medivest An injury settlement of any variety can present a host of complex issues that the settling parties must take into account. One such issue centers around a dually eligible claimant, who is either currently receiving, or is eligible to receive, both Medicare and Medicaid [...]

2025-12-30T16:39:54-05:00

Attorneys Explain Interplay of SNTs and Medicare Set-Asides

Representing SNA at the recent annual conference of the National Alliance of Medicare Set-Aside Professionals (NAMSAP), Kristen L. Behrens, of the Begley Law Group, and Shannon A. Laymon-Pecoraro, of the Hook Law Center, discussed how to integrate Medicare set-asides (MSAs) with first party special needs trusts (SNTs) created to hold personal injury settlements. An SNT [...]

2025-12-30T16:40:24-05:00

Blog Roundup: Home and Community Care/Least Restrictive Environment/”Sole Benefit” SNT Distributions/Hospitals and Family Caregivers

HCBS--A Cost-Effective Method of Providing Care Home and community-based care is less expensive than nursing home care and has the potential to ease states' Medicaid burden. Read on. https://lawprofessors.typepad.com/elder_law/2014/05/hcbs-a-cost-effective-method-of-providing-care.html Does the Least Restrictive Environment (LRE) Work for Your Child? An inclusive environment isn't always the best educational solution for a student with special needs. Read [...]

2025-12-30T16:41:51-05:00

Missing the Mark – Government Housing Programs for People with Special Needs

By Mary O’Byrne, Esq., and Stephen W. Dale, Esq. In the first article of this three-part series, we examined the scope and causes of the crisis in housing for individuals with disabilities. Here, we describe government efforts to address it. The performance of government at all levels has been inconsistent with regard to the housing [...]

2025-12-30T16:09:26-05:00

The Affordable Care Act and Personal Injury Awards

SNA President Marielle F. Hazen, CELA recently spoke on the "Impact of the Affordable Care Act (ACA) on SNT and Settlement Planning" to an audience of 200 at the 2014 annual meeting of National Structured Settlements Trade Association. After providing a quick overview of the ACA, she focused on its potential effect on personal injury [...]

2025-12-30T16:08:51-05:00

Understanding VA Disability Benefits

By Cindy S. Alvear, Esq. and Julian E. Gray, CELA Most people are aware, to some extent, that the Veterans Administration (VA) offers benefits for service-related disabilities. Many don't realize, however, that for veterans with war-time service-even if stationed stateside-there may be coverage for certain non-service-related disabilities, as well. Here's an overview: Service Connected Disability [...]

2025-12-30T16:08:09-05:00

Tough Choices: People with Disabilities Face Housing Crisis

By Mary O’Byrne, Esq., and Stephen W. Dale, Esq. This is the first in a series of articles addressing scarce housing for people with disabilities. The shortage in housing for individuals with disabilities has reached crisis proportions, with some special needs attorneys citing it as their clients' number one issue. "Pricing Out in 2012," a [...]

2025-12-30T16:07:37-05:00

Working With the Social Security Administration: Some Thoughts for the Perplexed

By Michael J. Astrue, Former Commissioner, Social Security Administration I moved back to the Boston area last year after my six-year term as Commissioner ended. It has mostly been a joyous transition for me, but one small but recurring annoyance is that one of my radio stations keeps playing advertisements for a financial advisor who [...]

2025-12-30T16:06:59-05:00

Getting Out the Vote: Improving Access for Voters with Disabilities

By Sally L. Schoffstall, CELA During this mid-term election year, there are urgent issues at stake that directly affect the lives of people with disabilities. Budget battles at every level of government threaten Medicaid, SSDI, Medicare and other programs that are essential to their quality of life. Special education continues to face resource challenges. Yet [...]

2025-12-30T16:06:11-05:00

Do Not Hospitalize Directives Often Confuse

By Elizabeth L. Gray, Esq. A recent article by Judith Graham, "The New Old Age, A Misunderstood Directive," (New York Times, 20 November, 2013) got me thinking about "Do Not Hospitalize" (DNH) orders. As attorneys, we routinely put such orders in our advance directives without a detailed explanation to our clients. What is a "Do [...]

2025-12-30T16:04:19-05:00

End-of-Year Tax Considerations

By H. Amos Goodall, Jr., CELA Caring for a loved one with special needs can run into millions of dollars over the course of their lifetime, so the last thing families need is to pay unnecessary taxes. I'd estimate that before beginning to work with a special needs attorney, 30 percent of my clients had [...]

2025-12-30T16:38:15-05:00

Reflections on Developmental Disabilities Awareness Month

By Reginald H. Turnbull, CELA March is Developmental Disabilities Awareness Month, a time to reflect on the truly dramatic advances made by the special needs community, as well as the challenges remaining before us. Families that have advocated on behalf of loved ones with disabilities are remarkable. They have consistently eschewed labels, fighting to eradicate [...]

2025-12-30T16:01:28-05:00

Tax Planning for Families With Special Needs

By Bradley J. Frigon, CELA As tax-paying season approaches, there are a number of tax obligations and deduction opportunities that families with special needs should bear in mind. It's important to realize that the investment income generated by funds deposited in a special needs trust (SNT) are taxable, yet the details differ, depending upon the [...]

2025-12-30T16:00:43-05:00

The Untapped Talent of Workers with Disabilities

By Jefferey Yussman, Esq. Unemployment for people with disabilities hit 16.8 percent last summer. The Equal Employment Opportunity Commission reports that in fiscal 2011, it received more complaints of disability-related employment discrimination than during the previous year. Much misunderstanding persists concerning the individual capabilities of people with special needs. Researchers at Cornell University, for instance, [...]

2025-12-30T15:59:51-05:00